Purchase Requirements in Dallas, TX

What documents do I need to buy a car at Carnaval Auto Credit?

You need four documents to apply for financing:

 

• Proof of Income – recent pay stubs, bank statements, or similar

• Proof of Residence – utility bill, lease, or mortgage statement

• Six References – names and contact information

• Valid ID, Passport or  Driver’s License not expired over one year

 

¿Qué documentos necesito para comprar mi carro en Carnaval Auto Credit?

Para iniciar tu aprobación de financiamiento necesitas cuatro documentos:

 

• Comprobante de Ingresos – recibos de pago recientes, estados de cuenta bancarios u otros similares

• Comprobante de Domicilio – recibo de servicios, contrato de arrendamiento o estado de hipoteca

• Seis Referencias – nombres e información de contacto

• Identificación Válida, Pasaporte o Licencia de Conducir que no este expirada mas de un año 

What documents do I need to buy a car at Carnaval Auto Credit?

You need three documents to apply for financing:
 
 - Valid USA photo ID or your country’s passport
 - Proof of address (utility bills under your name)
 - Proof of income (bank statements, paycheck stub, etc.)

Does a bank provide financing for Carnaval Auto Credit?

At Carnaval Auto Credit, we finance you without intermediaries. That's why we can offer you financing without credit or social. 

I don't have a credit history. Can I buy a car at Carnaval Auto Credit?

Of course! At Carnaval Auto Credit, you may apply for financing even without a credit history.

Can I apply for financing if I don't have SSN?

Of course! Having an SSN is not a requirement to apply for financing at Carnaval Auto Credit.

How long does it take for my credit to be approved?

We have a super quick approval time! It will take around 30 minutes at our dealerships. Schedule an appointment or pre-qualify online, it’ll take you less than 5 minutes.

How do I estimate the total of my purchase?

It will depend on the offered APR and down payment.

What interest rate will I get?

The interest rate may change according to the applied down payment and your financing terms.

My proof of address doesn’t have my name on it.

Your proof of address has to be under your name; you can use your lease agreement, insurance card, or utility bill (light, gas, water, cable, etc.).

What credit score I need to obtain financing?

We accept any credit score. After making your request, you will be informed of the options for your financing.

Can I trade-in my car for trade-in or down payment?

Of course, our team will evaluate the condition of your car to calculate its value. We invite you to visit any of our stores for further details.

What is the average or minimum down payment to buy my car?

The minimum down payment can be as low as $ 1,600. We encourage you to  visit your closest lot for more information.

May I trade-in a vehicle that I am currently paying with you as a down payment for another?

Yes, we accept your car even if it’s currently under financing. Visit any of our stores to review your new financing conditions and the value of the vehicle.

I’ve just arrived to the US, can I get a car at Carnaval Auto Credit?

Of course! Pre-qualify, it takes less than 5 minutes.

Why do I need to pre-qualify?

Pre-qualifying speeds up your credit approval and allows us to offer you a financing plan adequate for your needs.

May I make payments in advance?

During your financing, you can make payments in advance without penalties.

Can I apply for financing if I get paid in cash?

At Carnaval Auto Credit, you can apply for financing even if you are paid in cash.